Massy Finance GFC LTD – TERMS AND CONDITIONS

1. These terms and conditions are the Promotion Rules (“Rules”) and apply to Massy Finance GFC Ltd’s (“Massy Finance”) Christmas Promotion (‘’Promotion”). By entering the Promotion, entrants agree to be bound by these Rules. Massy Finance may in its sole discretion amend these Rules at any time, without notice, and such amendment(s) shall be deemed to have taken effect from the date of publication of the amended Rules.

2. In the event of any dispute regarding the Rules, conduct, result and all other matters relating to the Promotion, the decision of Massy Finance shall be final and no correspondence or discussion shall be entered into.

3. To qualify to enter the Promotion you must:
   • Be 18 years or older
   • Be resident in Trinidad and Tobago; and
   • Have applied to Massy Finance for financing during the Competition Period.

4. Employees of Massy Finance or its affiliates are not eligible to enter the competition.

5. To participate in the Promotion entrants must finance new vehicle with Massy Finance during the period 21^st November,2017 to January 31^st,2018.

6. There will be two (2) prizes each of 50” television’s.

7. Prizes winners will be chosen by random draw (“the draw”) within 28 days of Closing date.

8. Prize winners will be contacted within seven (7) days of the Draw.

9. If a Prize Winner declines or does not respond to claim the prize within twenty-one (21) days of the draw, a re-draw will be conducted within thirty (30) days of the original draw date. The same process will be followed should the replacement Prize winner also decline or the Prize be unclaimed or the replacement winner cannot be contacted.

10. To redeem a Prize, Prize winner must present a valid form of identification.

11. The Prize is not transferable.

12. The name of the Prize Winners shall be published in a daily newspaper circulating in Trinidad and Tobago in accordance with the conditions stipulated by the NLCB for the promotion. By entering the Promotion Prize winners agree to the publication of his/her name and photograph in a daily newspaper circulating in Trinidad and Tobago.

13. Prize winners agree to participate in any and all advertising, promotion or other commercial activities relating to the Draw and consents and agrees that their name and photograph may be used by Massy Finance in all related promotional activity without any rights of prior approval or inspection.

14. Massy Finance reserves the right at any time and from time to time modify, vary or discontinue, temporarily or permanently, the promotion with or without prior to notice due to reasons outside its control.

15. Massy Finance shall not be liable for any failure to comply with its obligations where the failure is caused by something outside its reasonable control. Such circumstances shall include, but not be limited to, weather conditions, fire, flood, hurricane, strike, industrial dispute, war, hostilities, political unrest, riots, civil commotion, inevitable accidents, supervening legislation or any other circumstances amounting to force majeure.

16. To the fullest extent permitted by law Massy Finance, its agents, affiliates, sponsors, representatives or employees accepts no responsibility and shall not be liable for any loss, injury, damage or liability whatsoever (including but not limited to direct or consequential loss) or for personal injury or damage to property whether in contract, tort, negligence or otherwise arising out of or in connection with the promotion or winning a Prize, either during or after the competition.

17. The Promotion and Rules will be governed by the Laws of Trinidad and Tobago and any disputes will be subjected to the exclusive jurisdiction of the courts of Trinidad and Tobago.

PROMOTION APPROVED BY NLCB