About Lease Financing

We offer competitive Finance Lease facilities with tax benefits that companies or self-employed persons can enjoy as the full monthly lease payment is treated as a business expense.

MFGFC offers Finance Leases for the acquisition of Motor Vehicles and Equipment

  • Term: For a period between 12 and 60 months
  • Up to 100% financing of the cost of the asset
  • MFGFC absorbs the VAT in the purchase upfront and the client pays VAT in the installments monthly – Tax Invoices are provided monthly for this purpose.

*subject to normal lending criteria

Loan Application Processes

  1. Massy Finance GFC Ltd Location or via the website and an application form can be completed online or at the branch with a Loan Officer.
  2. The customer will then submit the relevant documents to be verified.
  3. The loan application process is completed via an interview with the customer and the application form is signed.
  4. The financial and an other information is analyzed before a decision can be made
  5. If the loan is approved, the customer is informed and the file is passed for the approval to register the vehicle in the name of Massy Finance GFC Ltd.
  6. After the vehicle is registered, the Loan closing documents are prepared. The insurance letter is prepared to be taken to the insurance company to obtain fully comprehensive insurance. The customer returns the endorsement letter to the Loan Officer on acquiring the insurance. Note that in the case of leased vehicles, the insurance must be done in the name of Massy Finance GFC Ltd, and the client.
  7. The customer can then sign the Agreement.
  8. The Loan Officer presents the cheque to the Dealer and the vehicle/ heavy equipment is delivered.


All Retail clients earn Massy Points on the interest portion of the installment paid on time.


  • Job Letter no more than 1 month old
  • Pay slip no more than 1 month old
  • 2 forms of valid picture ID
  • Proof for Address no more than 2 months old



  • Trader’s Registration Certificate
  • Completed Statement of Affairs
  • One year Bank Statement
  • Contracts if applicable
  • 2 forms of valid picture ID
  • Proof of Address no more than 2 months old



  • Company Profile/Details or Background of Operations
  • Company Registration Documents – For Limited Companies:
    • Certificate of Incorporation
    • Certificate of Continuance (if applicable)
    • Notice of Directors
    • Notice of Secretary
    • Notice of Address
    • Latest Annual Return filed by Company
    • Vat Registration Certificate
    • By-Laws (if no By-Laws provide a letter printed on the company’s letterhead stating same)
  • Valid ID’s
    • Two (2) forms of ID for each Director and Secretary or Sole Trading Partner
  • Completed Statement of Affairs for the Main Principal(s) of a Limited Company
  • Financial Accounts for last 3 fiscal years (Audited or Management)
  • Interm Financial Accounts for 6 months OR 6 months Bank Statements
    • (if 6 months from the Financial Year End has elapsed)
  • Business Plan



  • Up to date Aged listing of Receivables and Payables
  • Proof of Trade (for Contractors)
    • Copies of past significant contracts
    • Copies of Ongoing contracts
    • Listing of Expected contracts
      (All including contract dollar values, % completion, contract period)
  • Cash Flow Projections for the next 12 months